Financing

Invest in Yourself

Finance your transformation stress-free. We've partnered with the industry's most trusted healthcare lenders to offer flexible payment options that fit any budget.

Interest Financing

Promotional periods with no interest if paid in full during the term. Approved credit required.

60s

Pre-Qualification

Soft credit check that won't impact your score. Know what you qualify for before your consultation.

84mo

Maximum Term

Extend your payments up to seven years to make any procedure affordable on a monthly basis.

Financing Partners

Five Paths to Approval

We work with multiple lenders so you can compare offers and choose the plan that fits your financial situation best. Cherry is our recommended primary partner.

Top Choice · Recommended

01 · Primary Partner

Cherry

Our recommended primary partner. Fast 35-second consumer application, industry-leading ~90% approval rate, no hard credit check, no deferred interest, and immediate funding upon approval. Best in class for plastic surgery patients.

0% APR plans available · Soft credit check · No hidden fees

Pre-Qualify with Cherry →

CareCredit

Healthcare financing with promotional periods of no-interest-if-paid-in-full. Widely accepted and fast approval.

6, 12, 18, or 24-month promotional periods

Apply with CareCredit

Prosper Healthcare Lending

Dedicated healthcare lending with competitive fixed rates. Covers cosmetic surgery, longer repayment terms available.

Up to 84-month terms

Apply with Prosper Healthcare Lending

Alphaeon Credit

Patient financing specifically for aesthetic procedures. Promotional no-interest plans and revolving credit.

Multiple promotional options · Practice ID 16991

Apply with Alphaeon Credit

PatientFi

Pre-qualification in under 60 seconds with no impact to credit score. Plans tailored to your monthly budget.

Soft credit pull first

Apply with PatientFi

How It Works

Three Steps to Yes

Pre-Qualify Online

Complete a quick form with one of our financing partners. A soft credit check returns your approved amount in under a minute, with no impact to your credit score.

Consultation & Quote

Meet with Dr. Mata to discuss your goals and receive an exact procedure quote. In-person consults are $500, virtual consults are $300, and a free virtual orientation with a Patient Care Coordinator is also available. Our team helps you compare financing options and pick the best fit.

Schedule & Proceed

Once financing is confirmed, we schedule your procedure. You make monthly payments on your own timeline — no delays, no complications.

Common Questions

Financing Answered

Will applying affect my credit score?+

Pre-qualification uses a soft credit pull that does not impact your score. Only if you proceed with a final loan application is a hard inquiry placed.

What credit score do I need?+

Each lender has different criteria. Some partners approve scores in the high 500s with higher interest rates, while lower rates and longer promotional periods typically require 680+.

Can I combine cash and financing?+

Yes. Many patients pay a portion upfront and finance the remainder. This reduces the monthly payment and total interest paid.

Is a down payment required?+

Most financing plans require a deposit equal to 10% of the procedure cost to secure your surgery date. This amount can also be financed through some partners.

What if I have existing debt?+

Lenders evaluate debt-to-income ratio along with credit score. If you're declined by one partner, we can help you apply with others — terms vary considerably.

Get Started

Know Your Monthly Today

Use our price estimator to get an instant quote, then pre-qualify in under 60 seconds.

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